Posted: Sun May 20, 2012 10:37 pm Post subject: insurance
ok people i am having real problems finding a reasonable quote for my car so far im geting around $3k third party and $6k full comp and thats the car at $10k
not only do i wont my car insured for around 20-25. i think these prices are out of this world
Sgio didnt even want to know bout my car, not alot of options
aaim, just car, shannons is all i can think of and shannons require the car to be garaged and over 25 or experience with fast cars/cams license etc
wouldnt have thought internal engine mods would throw it overboard price wise, try different quotes leaving things off see if you can pin point what is making it so expensive
Joined: 17 May 2009 Posts: 3928 Location: S.E Melbourne
Posted: Mon May 21, 2012 8:06 am Post subject:
Are you over 25 and have no claim history?
If you aren't and/or have made claims or lost your license than your quotes are about right.
I'm with Shannon's and insured for $25k. I pay just under a grand a year with every single mod listed as a daily drive. As a weekender it dropped by a couple hundred and it dropped a little more for 1-2 times a month.
My car is classified as a moderately modified car with stock motor but single turbo and everything else and as a highly modified with built motor.
I wouldn't bother listing a stereo if you got a big one because that doesn't raise the value of the car only increases the risk of theft in the insurance company view.
Hey em3s yer I have both now last year was bad year had a crash and lost licence
But yer crash I.did.fck all damage to other car
Lost licence for wreck less, evading and few charges which mabe me lose it.for points as well
Joined: 22 Jun 2012 Posts: 2 Location: Melbourne. Vic
Posted: Fri Jun 22, 2012 4:08 pm Post subject:
Hi ya'll
I'm new to this forum & would greatly appreciate it if you "seniors" can impart some valuable advice.
I'm currently looking into getting a 1995 Aristo, no major mods (as far as I kno) except for aftmkt exhaust, pod air filter & aftmkt wheels,... I cant seem to get any decent insurance quotes for the car.
I've looked through this forum and based on the posts, apparently there are just a couple of comps. willing to insure this vehicle, namely Just Cars & Shannons.
I got an online quote of $1050-$1350 premium with $550-$1050 excess for an agreed value of $10,800.
I am 40yrs, hold an international licence (no Aust. full lic), studying fulltime, with 2 speeding demerits (3 pts each: not sure how they/or police record this on my intn'l lic.
Can you guys help with suggesting any decent Ins. comps. for this vehicle? Also given the replies in some of these posts,... Just Cars appear to be quite a handful, even though the premium's slightly cheaper.
Thank guys for your time & feedback & I look forward to updating more details of the Aristo, once I can get the Ins. sorted out.
i paid $900 full comp with nrma any mods covered under their new full comp insurance policy they have been hammering the tv/newspapers/media with u put down how much u want it covered for and it includes everything
Shannons - quick/ easy, the dude new what an Aristo was to start with, and the premium was actually cheaper than both RAC & SGIO on both agreed & market
Always insured with them, with no worries _________________
Let me tell you what Melba Toast is packin' right here, all right. We got 4:11 Positrac outback, 750 double pumper, Edelbrock intake, bored over 30, 11 to 1 pop-up pistons, turbo-jet 390 horsepower. We're talkin' some fuckin' muscle.
Joined: 26 Dec 2009 Posts: 447 Location: Wellington NZ
Posted: Mon Oct 01, 2012 2:12 pm Post subject:
It's time to renew the Aristo insurance so I've been having a look around. The previous year I've been with Just Cars and the renewal quote is $1200. I got a quote online with Shannon's, $15k value, 26 year old driver, driving 1-2 times a week, kept in a locked garage with alarm, no finance and >$5k engine mods and suspension mods selected. $2600 And here I was thinking it'd be under $1k. Looks like I'll be sticking with Just Cars and hope I never have to make a claim!
Joined: 29 Nov 2009 Posts: 577 Location: Melbourne
Posted: Mon Oct 01, 2012 5:19 pm Post subject:
i always find it strange that the filth can put you off the road for mods yet you can get insured with them
how can you insure a car which needs an engineer certificate and hasnt got one:???: _________________
If you don't live for something you will die for nothing:)
i always find it strange that the filth can put you off the road for mods yet you can get insured with them
how can you insure a car which needs an engineer certificate and hasnt got one:???:
like i previously quoted with nrma u can do any mods you want and its all covered u tell them i want it covered for 15k and everything valuing up to that will be covered they dont ask what mods are done and its all covered _________________
"The biggest failure you can have in life is making the mistake of never trying at all."
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And here I was thinking it'd be under $1k. Looks like I'll be sticking with Just Cars and hope I never have to make a claim!
